Insurance Claims for Bodyshop Repairs: What You Need to Know | GVE London – Blog

The unfortunate truth of the matter is that you can be the smartest tool in the shed and the most careful of drivers out there, and still get into an accident. The roads are public, so there are certain variables, like other drivers, that are simply beyond your control. So, in order to not have to pay a major chunk out of your own pocket, drivers are recommended to get insurance. Alas, dealing with insurance claims isn’t particularly the most fun experience either, but it’s something you must do. Today, we’ll explain how insurance repairs work along with what to expect when you visit an authorised repair centre or high-end bodyshop repair centre like GVE London.

What to Expect from a Supercar Bodyshop

Think of supercar bodyshops like this: There are gyms that offer boxing, and then there are gyms for boxing. What’s the difference? One is general and may be able to teach you some moves, whilst the other is purpose-built for one thing—to teach you the art.

It’s the same case here. These facilities have certifications from manufacturers, highly skilled technicians (often ex-factory employees), and access to all the necessary parts and tools to do their jobs the right way.

With these passionate technicians, you can expect a thorough inspection, detailed repair estimates, and a clear channel of communication. Many top-tier repair centres, like GVE London, even handle the insurance paperwork for you, freeing you from the hassle of dealing with it.

Common Insurance Repair Issues

As stated above, the process itself is fairly straightforward—but does it always go smoothly? Eh, not so often. Here are some common issues that act like speedbumps on the highway of insurance claims:

• Insurers might try to cut costs by approving only the cheapest repairs.
• The back and forth between the insurer and the repair centre can slow things down.
• Certain policies allow insurers to use aftermarket parts unless you specifically insist on genuine OEM replacements.
• If the insurer finds any reason to reject a claim, they will. This can include, but isn’t limited to, pre-existing damage.
• Disputes regarding which garage will carry out the repairs.

Remember, as a UK citizen, you have the right to choose where your car is repaired, despite what your insurer might lead you to believe. According to the Financial Conduct Authority (FCA), insurers cannot force you to use their network of garages. If you own a supercar, choosing an authorised repair centre is the best course of action. Additionally, if repairs are delayed or unsatisfactory, you can challenge the insurer’s decision. The Financial Ombudsman Service (FOS) can step in if you feel your claim has been unfairly handled.

Read Also: How Much Does a Non-Fault Claim Affect My Insurance?

Conclusion

Insurance is necessary because, without it, after an accident, you’d be left bearing the repair costs entirely on your own. It’s the insurance claim process that makes it feel like a drag. However, if you need assistance with insurance claims handling and require an authorised supercar bodyshop, look no further than GVE London. From minor repair to major restorations and detailing to servicing, our team is more than capable of handling whatever comes our way.