What is a Non-Fault Accident Claim? | GVE London – Blog

The public roads are, as the name might lead you to believe, public. Everyone with a license can drive on these roads, and many times, those without one can also be found here. The roads are risky; sometimes, you’re doing everything right, yet you find yourself involved in an accident through no fault of your own. It happens to the best of us. That’s exactly why non-fault accident claims exist. In this blog post, we’ll learn all about them.

What Constitutes a Non-Fault Car Accident Claim?

For a clear understanding, let’s take an example. Imagine you’re on your way to work; it’s just another merry old day. Some drunk lad rear-ends you out of nowhere. You were in your lane, no sudden braking, and you’re completely not at fault. Since, in this case, another driver caused damage to your car, you can file this type of claim so you are not financially burdened by this event that you did not cause.

Why File a Non-Fault Claim?

It’s simple: to protect yourself financially. If you drive a supercar or a luxury car and find yourself involved in an accident, you’ll likely (and as you should) get it fixed at a supercar body shop or luxury car repair centre, like GVE London. Just like these cars themselves, their repairs cost a proportionate amount to their sticker price. These claims ensure you receive compensation for damages without having to pay for them out of your pocket, saving you a significant amount of money.

How to Claim for a Non-Fault Accident

It is important to understand the process of filing a non-fault accident claim. It goes like this:

Report the Incident

Step one is to inform the authorities, the police, and your insurance provider about the accident. Be as detailed as possible about the events that lead right up to the moment of the crash.

Gather Evidence

Innocent till proven guilty, remember that statement. You could be of no fault but being unable to prove it can be the difference between getting the claim and not. Take photos of the damage, consider installing a dashcam for videographic evidence, record witness statements, and also get the contact details of the other party involved.

Contact a Claims Specialist (Optional)

Reach out to professionals who handle non-fault claims. They will guide you through the process and deal with insurers on your behalf.

Read Also: Finding the Best Repair Centre for Non-Fault Accident Claims

Repair Your Vehicle and Claim Compensation

Choose a trusted repair facility, like a supercar bodyshop or luxury car repair centre, like GVE London, to fix your vehicle. This ensures your car is repaired to the highest standard and file for any costs related to the accident, including repairs, medical bills, and loss of earnings.

Common Misconceptions About Non-Fault Claims

Also, whilst we’re at it, let’s clear not some common misonceptions about Non-Fault Claims. Let’s mention the top three myths we hear most often:

1. “I’ll Lose My No-Claim Bonus.”
   Remember, if the accident is not your fault, your no-claim bonus remains intact.
2. “My Insurance Will Increase.”
   Non-fault claims do not raise premiums when the other driver is at fault.
3. “The Process Takes Too Long.”
   Undenibly, dealing with insurance companies is never a walk in the park. However, you can always choose to involve a claims specialist we can deal with the hassle of it all.

Conclusion

Non-fault claims are extremely necessary in today’s day and age with the number of cars ever growing. More cars mean more chances of getting into an accident. These claims help an innocent individual get full compensation for vehicle repairs, so they do not have to bear the consequences of someone else’s mistakes. If you own a high-performance vehicle, you can get it repaired at GVE London, West London’s finest supercar body shop and luxury repair centre. From regular servicing to modification, our technicians do it all.