What to Do After an Accident: Key Details to Submit for Insurance Claim | GVE London – Blog

The unfortunate reality of driving on public roads is, sometimes, accidents happen and you’re not the one at any fault. You could be waiting patiently at a red light and get side-swiped by some lad in a rush or someone misjudging the braking distance. There are a million scenarios that can be mentioned here. Point is, dealing with a non-fault accident claim can feel overwhelming. But knowing what to do immediately after the incident can make all the difference.

Let’s break it down step by step.

What to Do After an Accident

First Things First: Ensure Safety

Before doing anything else, make sure everybody involved is safe. The most expensive of cars can be fixed at a luxury car repair centre, but life is priceless. If anybody is injured, those involved or bystanders, call emergency services ASAP and, if possible, move the vehicles out of the road so no traffic is being obstructed.

Gathering Evidence

Once the safety matter is sorted out, it is time to put on your Sherlock Mode and gather all the evidence you can. The more details you have, the stronger your non-fault car accident claim will be. Here is what you must look for:

• Information about the other party, the driver. This includes their name, contact details, details about their car, as well as information about their insurance company.
  
• Details about the accident, such as what happened, weather and road conditions, date, time, location, etc.
  
• If anyone saw what happened, get their contact details. A neutral witness can help support your case.
  
• Photos and videos about the incident are the strongest pieces of evidence you can get. Having dashcam footage here is extremely helpful. If that isn’t available, take pictures of all vehicles involved, the damage, and the surrounding area. Video footage can be even more useful.
  
• If police were called, get the incident number and the officer’s name.
  

How to Claim a Non-Fault Accident

Once you have all the necessary details, it’s time to start the claim process. Here’s how to do it.

1. Notify Your Insurance Provider: No matter who’s at fault, informing your insurance company is your duty. Provide them with all the details of the accident, including the evidence you gathered, as this will help build your case.
   
2. Contact a Non-Fault Claim Management Service: Handling these claims can understandably be extremely taxing. Thankfully, companies like GVE London specialise in handling non-fault claims, ensuring your vehicle is repaired at their own supercar bodyshop. This way, everything can be dealt with under the same roof.
   
3. Get Your Vehicle Assessed & Repaired: Your insurer might persuade you into opting for the luxury car repair centre of their choice, but it is entirely your decision. The government gives you the right to choose your preferred garage for repairs as long as they can carry out the repairs using manufacturer-approved parts and techniques.
   
4. Claim for Additional Costs: If the accident caused financial loss beyond repairs, you might be eligible for compensation. This includes:
   
   • Loss of earnings (if you were unable to work)
   • Medical expenses (if you needed treatment)
   • Travel costs (if you had to arrange alternative transport)
     

Document every cost with receipts to strengthen your case.

How Long Does a Non-Fault Claim Take?

The timeline varies upon numerous factors, so there is no fixed date, unfortunately. The insurer’s response time, whether the driver accepts liability or not, it all makes a difference. Generally speaking, a non-fault car accident claim takes around a few weeks to a couple of months. Things can take longer if the other party disputes and decides to defend themselves.

Conclusion

So, now that you know what to do in case you get into a non-fault accident claim, you’re more prepared for an unfortunate situation that we wish no one has to go through. In case you’d like some assistance with the claim, contact us here at GVE London. We’re a supercar bodyshop and service centre that also deals with sale and purchase as well as handling non-fault accident claims to restoring the vehicle back to its original condition to repairs, modifications and detailing , our team can take care of it all. Give us a call or head over to find out more!